At two o'clock the next day Baron Danglars drives to Monte Cristo's house in a calash drawn by splendid English horses. He studies the mansion, garden, and servants with sharp, greedy attention. Ali at first signals that the count is not receiving visitors. Danglars sends in his card, mutters about unlimited credit from Thomson and French, and is finally admitted for a quick call before he rushes to the Chamber of Deputies.
Monte Cristo has been watching from behind the blinds. He calls Bertuccio and complains that Danglars owns horses as fine as his. Bertuccio says the baron paid sixteen thousand francs for them. The count orders him to offer double the price and have the horses ready at five with new harness. He also warns Baptistin that servants who gossip about him lose their yearly bonus forever.
Before leaving, the count gives Bertuccio a long list of orders: buy a seaside estate in Normandy with a harbor for his corvette, keep relays of horses every ten leagues, and write to his captains at Fécamp, Martigues, and Châlons. At five he steps into his carriage and finds Danglars's own horses waiting at the door.
That afternoon he visits Danglars at the Rue de la Chaussée d'Antin. The banker has just left a railroad committee and jokes to colleagues that a mysterious Roman count with unlimited credit may be a hoax. In his white and gold drawing room he meets Monte Cristo among paintings sold as old masters.
Danglars questions the word unlimited on the Thomson and French letter. The count answers every challenge with calm politeness. When the baron boasts that his bank could pay a million francs, Monte Cristo laughs and produces two treasury orders for five hundred thousand francs each, payable at sight. He also shows backup letters from Vienna and London. Danglars collapses. They agree on six million for the first year, and the count asks for five hundred thousand tomorrow, half in gold and half in bank notes.
Danglars tries to recover his pride by offering his art collection. The count mocks modern painters who are not yet old enough to be valuable. Then the baron asks to present him to his wife. Debray is already with Madame Danglars. Danglars brags about the count's fortune and mentions that Albert de Morcerf told his wife and daughter about the Roman bandit story. The count follows him toward the baroness, having turned Paris's richest banker into a man who now needs his favor instead of judging it.