Lydgate needs a thousand pounds as Christmas bills, Dover's hold on the furniture, and slow-paying patients crush his mind; he and Rosamond are yoked in sordid preoccupation that poisons temper before either can speak plainly. Eliot's narrator insists debt is not only for the lofty: embarrassment has a figure and a social face in Middlemarch, and tradesmen's letters gall pride before creditors seize the plate and inventory threatens the bridal amethyst.
He proposes one servant, one horse, and selling their house to the Plymdales; she answers that economy will ruin his practice and that Bulstrode should pay him for hospital work instead. Their quarrel escalates when he says selling is the only thing he can do and she prefers begging Sir Godwin to leaving town; he declares he likes that better than humiliating himself before relatives who already scorn his profession.
Rosamond walks out determined to hinder him, visits Mrs. Plymdale to learn Ned has taken St. Peter's Place, lies that she knows no other house, then revokes Trumbull's commission while Lydgate thinks she has relented after he kisses her head at breakfast. She believes she acts for the best; he experiences treason when the auctioneer withdraws without his knowledge. At breakfast he plans to advertise; she admits she countermanded him, claims equal rights, and calls exposure perfectly degrading while he names secret disobedience and the wound of trust.
She writes to Sir Godwin without telling him; he dreads opening future subjects as crystal fracture begins. Command without obedience is the epigraph's riddle made domestic: he names imperative reasons, she exercises a quiet veto. The Plymdale plot turns social comedy into weapon: St. Peter's Place, appearances versus solvency, Trumbull's withdrawn commission, cool irony after plaits and little language when she defends her right to contradict him because advertising would degrade him while Dover still holds the furniture. Dorothy should read LXIV as marriage finance without alliance: two wills, one debt, a secret family letter already in the post bound for Quallingham, and crystal fracture dread whenever he opens a subject she may have decided alone without his knowledge or consent.
Rosamond's visit to Mrs. Plymdale is social comedy turned weapon: she learns Ned has taken St. Peter's Place, tells Trumbull to withdraw, and believes she saves her husband from degrading exposure. Lydgate experiences treason when the auctioneer obeys her counter-order after plaits and little language at breakfast. Her secret letter to Sir Godwin asks for a thousand pounds while he plans Cheltenham and prays hypothetically for pardon; command without obedience is the epigraph made domestic. The chapter ends with crystal fracture dread whenever he opens a subject she may have decided alone. Dover still holds the furniture, and the town watches every move they make.
Coming Up in Chapter 65
Nearly three weeks pass before Sir Godwin's answer arrives and explodes Rosamond's secret letter. Lydgate's anger must meet her tears, the meddling that provoked both, and the humiliation of reading rebuke where she expected rescue money.